Dollar-Based Investing Coalinga CA

Find out the answers to commonly asked investing questions.

Daryoosh Khalilollahi
DABK, Inc. Financial Planning Services
(510) 703-9208
1563 Solano Ave., PMB 538
Berkeley, CA
Expertises
Hourly Financial Planning Services, Investment Advice without Ongoing Management, Middle Income Client Needs, Retirement Plan Investment Advice, Helping Clients Identify & Achieve Goals, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA, MSEE

Alan E. Hewitt
Al Hewitt Inc
(877) 254-9348
1120 West Ave M-4
Palmdale, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Tax Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, AAMS, ATA, ATP, CFP®, EA, AWMA

Bryan Wisda
Summit Wealth Management, Inc.
(310) 246-5770
9465 Wilshire Boulevard, Suite 450
Beverly Hills, CA
Expertises
Advising Medical Professionals, Women's Financial Planning Issues, Professional Athletes or Entertainers, Planning Issues for Unmarried & Same-Sex Couples, Estate & Generational Planning Issues, Hourly Financial Planning Services
Certifications
NAPFA Registered Financial Advisor, CFP®

Glenn Woody
Glenn Woody Financial Consultants, Inc.
(760) 771-3734
55-365 Riviera
La Quinta, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Mark Seiler
Seiler & Associates
(626) 432-1600
3452 East Foothill Blvd., Suite 400
Pasadena, CA
Expertises
Ongoing Investment Management, Tax Planning, Planning Issues for Business Owners, Advising Employee Benefit Plan Participants, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CPA/PFS

Scott Dauenhauer
Meridian Wealth Management
(949) 916-6238
38162 Sherwood Street
Murrieta, CA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Advising Employee Benefit Plan Participants, Insurance Related Issues, including Annuities
Certifications
NAPFA Registered Financial Advisor, AIF, CFP®, MSFP

Ralph Latza
Private Ocean
(415) 526-2900
750 Lindaro Street, Suite 130
San Rafael, CA
Expertises
Helping Clients Identify & Achieve Goals, Investment Advice without Ongoing Management, Divorce Planning, Estate & Generational Planning Issues, Planning Concerns for Corporate Executives, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD, LLM

Alan E. Hewitt
Al Hewitt Inc
(877) 254-9348
400 Camarillo Ranch Road
Camarillo, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Tax Planning, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, AAMS, ATA, ATP, CFP®, EA, AWMA

Julie Schatz
Investor's Capital Management, LLC
(866) 966-9291
1100 Alma St., Suite 200
Menlo Park, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Plan Investment Advice, Planning Issues for Unmarried & Same-Sex Couples, Planning Issues for Business Owners, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®

Rich Chambers
Investor's Capital Management, LLC
(866) 966-9291
1100 Alma St., Suite 200
Menlo Park, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, CFP®

Dollar-Based Investing

Provided by:

What is dollar-based investing?

Traditionally, you invest by buying a whole number of shares, and the cost is the number you buy multiplied by the price: ABCD is selling for $20.25 per share. You want to buy ten shares. 10 X $20.25 = $202.50.

With dollar-based investing, you buy stocks or other investments in a dollar amount you choose, instead of in multiples of the stock price. Let's say you decide to invest $200 a month; your investment doesn't normally buy an exact whole number of shares. With dollar-based investing, you can purchase the shares of your choice in fractional amounts. It's a great idea for the average investor who wants to invest consistent amounts for the long term.

How much risk is too much?

Whenever you feel like you're doing more gambling than investing, the chances are you're lopsided on the risk side. It's a subjective call, but if your portfolio is too exposed to risk, you could be in danger of taking some hard hits. When it comes to risk, always weigh the consequences and keep that part of your portfolio in sensible proportion.

In the long run, isn't diversification overrated?

Short term or long term - stock market sectors go through highs and lows based on any number of variables. The idea is to hold securities that allow you to offset the inevitable downturns in one area (or company) with the upturns of another. Regular rebalancing of your portfolio is essential maintenance. You don't want to get caught with all your eggs in one basket because diversification cannot ensure a profit or protect against loss in a declining market....


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