Credit Repair Advice Coalinga CA

If anyone says they can "fix" or "repair" your credit, watch your wallet!

Scott & Co
(559) 935-2951
196 E Elm Ave
Coalinga, CA
James R Bouchard CPA
(831) 462-1501
3601 Caldwell Dr #I
Soquel, CA
Elias S Haddad CPA
(818) 567-1744
224 E Olive Avenue
Burbank, CA
Stephanie Thompson Bookkeeping & Financial Administrators
(415) 898-1814
9 Cottonwood Place
Novato, CA
Ventures Development & Exch
(831) 722-5355
26 W Beach St
Watsonville, CA
Gomez Bookkeeping & Income Tax
(559) 945-9201
P.O. Box 249
Huron, CA
Allen Gustafson CPA
(925) 934-3104
2910 Camino Diablo #215
Walnut Creek, CA
Astralys Limited
(925) 229-4842
1350 Arnold Dr #102
Martinez, CA
Triple Check Income Tax Service
(818) 766-9461
11754 Victory Blvd
North Hollywood, CA
Donald D Fant CPA
(909) 981-1308
267 D St
Upland, CA

Credit Repair Advice

Provided by:

If Anyone Says They Can "Fix" or "Repair" Your Credit, Watch Your Wallet!

So-called "credit repair" services sometimes claim they are able to "clean up" a consumer's credit report, erase bad marks from a credit history or create a new credit identity. But there's one problem; it's illegal to make such claims. No one can legally remove negative information from a credit report if it's accurate.

Any company that says it can repair your credit probably is trying to take advantage of you. Credit repair companies can't do anything for you that you can't do yourself.

How to Recognize a Credit Repair Scam

Fortunately, there are several ways you can spot credit repair rip-offs:

They often charge high fees, between $250 and $5,000 up front.

  • They typically say that they can offer you a quick fix for your credit problems.
  • They use high-pressure sales tactics.
  • They claim to be affiliated in some way with the federal government or some government agency.
  • They promise to remove evidence of a previous bankruptcy and records of late payments from your credit report.
  • They make sensational claims that sound too good to be true.
  • They claim that they know loopholes in the law to fix your credit. For example, they claim that if you dispute an item on your report in writing and the creditor does not respond within 30 days, the item must be removed. However, even after the item is removed, the credit bureau can continue to investigate the item and it will go right back onto your credit report if proven valid. Meanwhile, you paid a scam artist to have it "removed."
  • ...

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