Credit Repair Advice Coalinga CA

If anyone says they can "fix" or "repair" your credit, watch your wallet!

Scott & Co
(559) 935-2951
196 E Elm Ave
Coalinga, CA
 
Greg Shaddix CPA
(530) 224-3400
1666 E Cypress Ave #3
Redding, CA
 
Robert S Meng Income Tax Service
(707) 448-5277
831 Alamo Dr #5B
Vacaville, CA
 
Software Consulting
(661) 266-1276
Palmdale, CA
 
Bud Grossberg CPA
(909) 946-7448
1026 W Foothill Blvd
Upland, CA
 
Gomez Bookkeeping & Income Tax
(559) 945-9201
P.O. Box 249
Huron, CA
 
Accu Service
(805) 482-3669
Camarillo, CA
 
Brenda E Shatzkin CPA
(818) 990-1913
16055 Ventura Blvd #601
Encino, CA
 
Mc Pherren's Tax Service
(707) 464-2778
155 King St
Crescent City, CA
 
G L Bookkeeping Service
(619) 426-4717
395 H St #D
Chula Vista, CA
 

Credit Repair Advice

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If Anyone Says They Can "Fix" or "Repair" Your Credit, Watch Your Wallet!

So-called "credit repair" services sometimes claim they are able to "clean up" a consumer's credit report, erase bad marks from a credit history or create a new credit identity. But there's one problem; it's illegal to make such claims. No one can legally remove negative information from a credit report if it's accurate.

Any company that says it can repair your credit probably is trying to take advantage of you. Credit repair companies can't do anything for you that you can't do yourself.

How to Recognize a Credit Repair Scam

Fortunately, there are several ways you can spot credit repair rip-offs:

They often charge high fees, between $250 and $5,000 up front.

  • They typically say that they can offer you a quick fix for your credit problems.
  • They use high-pressure sales tactics.
  • They claim to be affiliated in some way with the federal government or some government agency.
  • They promise to remove evidence of a previous bankruptcy and records of late payments from your credit report.
  • They make sensational claims that sound too good to be true.
  • They claim that they know loopholes in the law to fix your credit. For example, they claim that if you dispute an item on your report in writing and the creditor does not respond within 30 days, the item must be removed. However, even after the item is removed, the credit bureau can continue to investigate the item and it will go right back onto your credit report if proven valid. Meanwhile, you paid a scam artist to have it "removed."
  • ...

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