Credit Card Debt Settlement Agency Coalinga CA

There are plenty of credit card debt settlement companies in the market these days and this can make selecting the best one difficult. If you want to ascertain if your credit card debt settlement company is authentic or not then here are some ways to be sure about it.

Michael Fallon Attorney At Law
(707) 546-6770
100 E St Ste 219
Santa Rosa, CA

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Foreclosure Planning Partners
(866) 574-9876
2727 N. Grove Industrial Drive
Fresno, CA
 
Stephen H. Kim, Attorney at Law
(831) 221-5022
376A Main Street
Salinas, CA
 
Lake Forest Bankruptcy
(949) 218-2002
27031 Vista Terrace #209
Lake Forest, CA
 
Chase
15 Montebello Way
15 Montebello Way
Los Gatos, CA
 
Law Offices Of Buckey & Schurter
(951) 278-2224
3403 Tenth St Ste 746
Riverside, CA
 
Spencer -Martyn Law Offices
(530) 244-0300
2201 Court St
Redding, CA
 
Wynn Law
(877) 795-3330
2880 Zanker Rd
san jose, CA
 
The Chernev Firm
(415) 956-4020
601 Montgomery Street, Ste. 1150
San Francisco, CA
 
Aijala Curtis R Law Offices Of
(951) 368-2809
121 W B St Ste Ste A
Riverside, CA
 
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Credit Card Debt Settlement Agency

There are plenty of credit card debt settlement companies in the market these days and this can make selecting the best one difficult. If you want to ascertain if your credit card debt settlement company is authentic or not then here are some ways to be sure about it.

Track record of the company

First and foremost, you need to check on the reputation of the credit card debt settlement company. You can check on the internet for reviews and public user opinions or just ask around from family and friends as to the quality of the company. You will be surprised at how many inputs you get on the level of customer service of the company. If you find something even vaguely suspicious or which does not sound too good about the credit card debt settlement company then forget doing business with the agency.

Due accreditation needed

If you are considering opting for the services of a credit card debt settlement company then make sure it has been accredited by the TASC or The Association of Settlement Companies. This reduces the overall risk element involved as the credit card debt settlement company would have been assessed by third party individuals. Various aspects like performance and competence of the company are evaluated before membership is provided. Hence, if your credit card debt settlement company is accredited by the TASC that means you can be confident that it is an authentic company.

The service guarantee provided

Any authentic credit card debt settlement company will provide certain guarantees to its customers. In cases where the company is unable to provide a settlement for the debts you have, you need to receive a complete refund of your money spent. Also you should not believe those credit card debt settlement companies that make unrealistic promises like your settlement will not hamper your credit etc. Most of the time, a credit card debt settlement is definitely going to worsen your credit score but it is a far better alternative than declaring bankruptcy.

Necessary certifications required

Your potential credit card debt settlement company should also have debt arbitrators who have been IAPDA certified. These certified arbitrators know all the applicable regulations and laws pertaining to credit card debt settlement and hence can make sense of your financial status. Besides, since they know the laws pertaining to credit card debt settlement they will be in a much better position to negotiate and settle your debts optimally.

Chamber membership

Your credit card debt settlement company or agency also needs to be affiliated to or a member of a local commerce chamber. This chamber of commerce needs to be a member of the US Chamber of Commerce as well. If your credit card debt settlement agency meets this requirement then most likely, it is genuine and has honest dealings with its customers.

Another method of making sure you are getting a good deal is by doing the negotiation yourself with instruction from companies like http://No Debt.Net who recommend the Debt Free In 3 program available at

http://www.no debt.net/NoMoreDebt.html

By following this checklist and making sure your credit card debt settlement company meets these criteria, you can safeguard your finances and become debt free sooner.

Ted Batron is a financial expert who specializes in debt counseling and custom debt elimination plans. Free primer for those who on how to negotiate and settle credit card debt at a 30-70% discount and become debt free, visit http://www.No-Debt.net



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