Consolidate Student Loans Coalinga CA

A college graduate is paying varying interest rates on multiple student loans.

Sun Ca H
(619) 409-9921
481 Broadway
Chula Vista, CA
Golden State Minority Foundation
(760) 235-5940
2536 5th Ave
Los Angeles, CA
Bank of The West Shaw/West
(559) 431-4500
2110 W Shaw Ave
Fresno, CA
Loan Mart Money Mart
(714) 531-4972
105 S Harbor Blvd
Santa Ana, CA
Network Financial Inc
(619) 470-9573
3252 Bonita Rd
Chula Vista, CA
Wescom Credit Union Main Office
(888) 493-7266
5681 E. La Palma Ave.
Anaheim, CA
Cash Now
(805) 563-1142
3611 State St.
Santa Barbara, CA
Citibank-Marks/Herndon Office
(559) 439-5337
7025 N. Marks
Fresno, CA
J. Nathan Gonzalez & Associates
(626) 316-4675
P.O. Box 60494
Pasadena, CA
Citibank-Woodward Park Office
(559) 433-3153
1010 E. Perrin Suit #101
Fresno, CA

Consolidate Student Loans

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Q: I wanted to know if it is better to make payments to my current student loan of $200 per month at a 6.8% interest rate or if I should continue to pay on my past loans at 3.25%.
Thanks for your help!

A: Students who are making payments on their student loans face the challenge of having multiple interest rates to juggle. This is a common situation where you consolidated your undergraduate loans at a lower interest rate and took out new student loans at the current interest rate. 

The current interest rate on Stafford loans is 6.8% fixed.  In comparison, when you separate from school again, you can be making payments on multiple interest rates. 

The best thing for a student would be to take all your student loan payments and combine them into one new consolidated student loan; this will result in a lower monthly payment, lower than what you had been paying keeping them separate. 

The most common reason graduates choose to go this route is to lock in a new loan with a much lower interest rate, which in turn creates more cash flow for you each month and more cash on hand for other expenses. 

Adam Hoffman
Quality Control Specialist

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