Consequences of Credit Coalinga CA

A credit expert shares a few tips, tools and techniques to support young adults in saving more, spending less, paying off their debt and becoming financially savvy.

AAA Debt Counseling
(310) 441-9081
1800 Parnell Ave
West Hollywood, CA
 
Alexander Mark J Law Office
(209) 577-1646
1500 J St
Modesto, CA
 
Creditcom
(415) 646-0000
690 5th St
San Francisco, CA
 
Law Offices of Thomas Chapin
(909) 241-5154
4129 Main St Suite B7
Riverside, CA
 
Credit Fix Now
(714) 558-1000
1850 E 17th St
Santa Ana, CA
 
Behavioral Finance
(415) 292-7470
3354 Sacramento St
San Francisco, CA
 
Consumer Debt Group Inc.
(415) 546-1128
350 Townsend St Ste 308
San Francisco, CA
 
The Golden 1 Credit Union-CSUF
(559) 454-7651
5280 N Jackson Ave
Fresno, CA
 
Consumer Credit Counseling
(661) 324-9628
5300 Lennox Ave
Bakersfield, CA
 
Collectibles Management Resources
(559) 454-8900
1805 N Fine, Suite 105
Fresno, CA
 

Consequences of Credit

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Understanding how to manage money, credit and debt is, in my opinion, one of the most important and lasting types of education you can get, and yet we're generally not taught these lessons in school, college, church or even at home. This leaves many of us to learn the hard way, about what's needed to become "responsible" with money.

Following are a few tips, tools and techniques that'll support you in saving more, spending less, paying off your debt and becoming financially savvy.

GAS GUZZLERS

We've all felt the "pressure at the pump" as gas prices skyrocket north of $2 and in some states as much as $3 per gallon. To use less gas and save a few dollars, consider car-pooling to work and other areas you frequently go to. Or better yet, if and take public transportation when you can- especially if your car is just going to be parked anyway.

I know it might be tempting to apply for a gas card to "help" you cover the cost of soaring prices but before you say, "Fill ‘er up" consider this:

An average tank holds 14 gallons, at $2.67 per gallon you'll pay $37.38 -- now add the 23.9% interest that most gas cards charge and you're looking at spending $46.31. That's a $8.93 "helping" hand.

WILL THAT BE CASH OR CREDIT?

One of the most profound lessons I've learned about money is how deeply emotional it is. No matter how much I have of it when I enter a store, the urge to pull out plastic over cash still haunts me. Retailers, convenience stores and even fast food restaurants have clued in on this and are making it easier for us to say, "Charge it."...


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