Consequences of Credit Coalinga CA

A credit expert shares a few tips, tools and techniques to support young adults in saving more, spending less, paying off their debt and becoming financially savvy.

Van Hoy Robert
(714) 662-3900
3 Imperial Promenade Ste 750
Santa Ana, CA
 
The Golden 1 Credit Union
(559) 485-9145
6040 N Figarden Drive
Fresno, CA
 
Pagter And Miller
(714) 541-6072
525 N Cabrillo Pk Dr Ste 104
Santa Ana, CA
 
Debt Settlement Professionals, Inc.
(925) 736-7036
3446 Silver Maple Drive
Danville, CA
 
Aguilar Luis Attorney At Law
(951) 543-9003
3540 Twelfth St
Riverside, CA
 
Consumer Credit Counseling Service
(408) 988-7881
1190 S Bascom Ave Ste 208
San Jose, CA
 
Consumer Credit Counseling
(951) 781-0114
6370 Magnolia Ave
Riverside, CA
 
Winterbotham Parham Teeple Law Offices Of
(951) 686-7717
4371 Latham St # 105
Riverside, CA
 
We The People
(209) 523-8227
1347 Mchenry Ave
Modesto, CA
 
Fresno County Federal Credit Union
(559) 252-5000
4422 W. Ashlan
Fresno, CA
 

Consequences of Credit

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Understanding how to manage money, credit and debt is, in my opinion, one of the most important and lasting types of education you can get, and yet we're generally not taught these lessons in school, college, church or even at home. This leaves many of us to learn the hard way, about what's needed to become "responsible" with money.

Following are a few tips, tools and techniques that'll support you in saving more, spending less, paying off your debt and becoming financially savvy.

GAS GUZZLERS

We've all felt the "pressure at the pump" as gas prices skyrocket north of $2 and in some states as much as $3 per gallon. To use less gas and save a few dollars, consider car-pooling to work and other areas you frequently go to. Or better yet, if and take public transportation when you can- especially if your car is just going to be parked anyway.

I know it might be tempting to apply for a gas card to "help" you cover the cost of soaring prices but before you say, "Fill ‘er up" consider this:

An average tank holds 14 gallons, at $2.67 per gallon you'll pay $37.38 -- now add the 23.9% interest that most gas cards charge and you're looking at spending $46.31. That's a $8.93 "helping" hand.

WILL THAT BE CASH OR CREDIT?

One of the most profound lessons I've learned about money is how deeply emotional it is. No matter how much I have of it when I enter a store, the urge to pull out plastic over cash still haunts me. Retailers, convenience stores and even fast food restaurants have clued in on this and are making it easier for us to say, "Charge it."...


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