Buying Only What You Need Los Banos CA

A student offers his advice on being a wise consumer and not wasting money on unnecessary purchases.

Chase Bank
(209) 826-3011
550 K St
Los Banos, CA
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-4:00
Sun:closed

Wells Fargo - Los Banos
(209) 826-5172
461 J St
Los Banos, CA
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Spencer Sherman
Abacus Wealth Partners, LLC
(707) 829-6190
7182 Healdsburg Avenue
Sebastopol, CA
Expertises
Charitable Giving - Trusts & Foundations, Estate & Generational Planning Issues, Financial Issues Between Generations, Ongoing Investment Management, Planning Issues for Business Owners, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Ralph Latza
Private Ocean
(415) 526-2900
750 Lindaro Street, Suite 130
San Rafael, CA
Expertises
Helping Clients Identify & Achieve Goals, Investment Advice without Ongoing Management, Divorce Planning, Estate & Generational Planning Issues, Planning Concerns for Corporate Executives, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD, LLM

Judy Ann Stewart
Stewart Financial Services
(888) 891-9709
2389 Hoberg Rd
Borrego Springs, CA
Expertises
Women's Financial Planning Issues, Tax Planning, Retirement Planning & Distribution Rules, Middle Income Client Needs, Ongoing Investment Management, Investment Advice without Ongoing Management
Certifications
NAPFA Registered Financial Advisor, CFP®, EA, MBA

Bank of America - Los Banos
(209) 826-5162
556 I St
Los Banos, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 10-2
Sunday Closed

Bank of America - Gustine
(209) 854-6476
208 5th St
Gustine, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday Closed
Sunday Closed

Austin Chinn
Fountain Strategies, LLC
(408) 516-4682
3168 Kawalker Lane
San Jose, CA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Middle Income Client Needs, Retirement Planning & Distribution Rules, Planning Issues for Business Owners, Special Needs Planning
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Daniel Beatty
John W. Brooker & Co., CPAs
(510) 638-1815
80 Swan Way, Suite 300
Oakland, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Estate & Generational Planning Issues, Advising Medical Professionals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Mark Rylance
RS Crum Inc.
(949) 428-9696
4 Upper Newport Plaza Drive, Suite 201
Newport Beach, CA
Expertises
Real Estate Investments, Ongoing Investment Management, High Net Worth Client Needs, Divorce Planning, Planning Issues for Business Owners, Advising Medical Professionals
Certifications
NAPFA Registered Financial Advisor, CFP®

Buying Only What You Need

Provided by:

(U-WIRE) ATLANTA, Ga. - For a long time I have thought about giving away everything I own and starting over. Complete liquidation of assets -- the creation of a tabula rasa for a capitalist system.

Living by only buying what I need. Somehow, I think you don't miss the little things when you have nothing at all. "Boy, I sure would like to listen to my The Get Up Kids CD. Oh wait, I don't have any CD's."

My parents really need to take this mentality to their refrigerator. Just throw everything away, for chrissake -- the dead fruits and vegetables, the forgotten jars of relish and preserves. Begin again from square one: "I would like to have eggs and orange juice for breakfast tomorrow. I will go out and buy eggs and orange juice."

Next day: "I would like to have hamburgers for dinner. I will go to the store and buy meat and bread and cheese and ketchup." Then the next time you want hamburgers, you already have ketchup. When that bottle runs out, you go buy a new one, as opposed to having two already open and barren bottles somewhere in the fridge that nobody wants to use, coupled with the brand new bottle that was bought in ignorance of the first two (please tell me everyone else's parents do this too).

Imagine approaching your entire life like this -- "I need a car to get to work. I will go buy a car. Oh wait, I need clothes to wear to work. I will go to the mall and buy clothes." Granted, you spend a few days walking around town hungry and naked until everything falls into place, but isn't that a small price to play for a lifestyle of minimal possessions?...


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