Buying Only What You Need Coalinga CA

A student offers his advice on being a wise consumer and not wasting money on unnecessary purchases.

Edith Barschi
Edith B. Barschi, CFACFP, EA
(510) 486-0846
P. O. Box 10013
Berkeley, CA
Expertises
Investment Advice without Ongoing Management, Helping Clients Identify & Achieve Goals, College/Education Planning, Divorce Planning
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, EA, MBA

Jennifer Cray
Investor's Capital Management, LLC
(866) 966-9291
1100 Alma St., Suite 200
Menlo Park, CA
Expertises
Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Plan Investment Advice, Retirement Planning & Distribution Rules, Women's Financial Planning Issues, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Leslie Merrithew
Merrithew & Thorsten
(858) 547-1845
9820 Willow Creek Road
San Diego, CA
Expertises
Retirement Plan Investment Advice, Ongoing Investment Management, Planning Issues for Business Owners, Estate & Generational Planning Issues, Tax Planning, Planning Issues for Unmarried & Same-Sex Couples
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

Josette Hewitt
Al Hewitt Inc
(877) 254-9348
1120 West Ave M-4
Palmdale, CA
Expertises
Women's Financial Planning Issues, Advising Medical Professionals, Tax Planning, Ongoing Investment Management, Planning Issues for Business Owners, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, AAMS, ABA, ATA, ATP, CFP®, EA

Spencer Sherman
Abacus Wealth Partners, LLC
(310) 566-1888
17383 Sunset Blvd., Ste. A360
Pacific Palisades, CA
Expertises
Charitable Giving - Trusts & Foundations, Estate & Generational Planning Issues, Financial Issues Between Generations, Ongoing Investment Management, Planning Issues for Business Owners, Socially Responsible Investments
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

Peggy Eddy
Creative Capital Management, Inc.
(619) 298-3993
8880 Rio San Diego Drive, Suite 1150
San Diego, CA
Expertises
Advising Entrepreneurs, Financial Issues Between Generations, Planning Issues for Business Owners, Ongoing Investment Management, Cash Flow/Budgets/Credit Issues, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®

David DeWolf
Quantum Wealth Management
(310) 568-1204
600 Corporate Pointe, Suite 1120
Culver City, CA
Expertises
Planning Issues for Business Owners, Estate & Generational Planning Issues, Retirement Planning & Distribution Rules, Advising Entrepreneurs, Ongoing Investment Management, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA, MBA

Janet Campbell
Abunda Financial
(415) 339-8944
1100 Larkspur Landing Circle, Ste 101
Larkspur, CA
Expertises
Ongoing Investment Management, High Net Worth Client Needs, Tax Planning, Planning Concerns for Corporate Executives, Planning Issues for Business Owners, Professional Athletes or Entertainers
Certifications
NAPFA Registered Financial Advisor, CFA, CFP®, EA

Tina Anders
Anders Financial Planning
(707) 765-9025
7 Fourth Street, Suite 66
Petaluma, CA
Expertises
Ongoing Investment Management, Socially Responsible Investments, Women's Financial Planning Issues
Certifications
NAPFA Registered Financial Advisor, CFP®

Glenn Woody
Glenn Woody Financial Consultants, Inc.
(760) 771-3734
55-365 Riviera
La Quinta, CA
Expertises
Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BA, CFP®

Buying Only What You Need

Provided by:

(U-WIRE) ATLANTA, Ga. - For a long time I have thought about giving away everything I own and starting over. Complete liquidation of assets -- the creation of a tabula rasa for a capitalist system.

Living by only buying what I need. Somehow, I think you don't miss the little things when you have nothing at all. "Boy, I sure would like to listen to my The Get Up Kids CD. Oh wait, I don't have any CD's."

My parents really need to take this mentality to their refrigerator. Just throw everything away, for chrissake -- the dead fruits and vegetables, the forgotten jars of relish and preserves. Begin again from square one: "I would like to have eggs and orange juice for breakfast tomorrow. I will go out and buy eggs and orange juice."

Next day: "I would like to have hamburgers for dinner. I will go to the store and buy meat and bread and cheese and ketchup." Then the next time you want hamburgers, you already have ketchup. When that bottle runs out, you go buy a new one, as opposed to having two already open and barren bottles somewhere in the fridge that nobody wants to use, coupled with the brand new bottle that was bought in ignorance of the first two (please tell me everyone else's parents do this too).

Imagine approaching your entire life like this -- "I need a car to get to work. I will go buy a car. Oh wait, I need clothes to wear to work. I will go to the mall and buy clothes." Granted, you spend a few days walking around town hungry and naked until everything falls into place, but isn't that a small price to play for a lifestyle of minimal possessions?...


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