All About Stock Los Banos CA

Learn the true value of owning stock shares in a company.

Bank of America - Los Banos
(209) 826-5162
556 I St
Los Banos, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 10-2
Sunday Closed

Chase Bank
(209) 826-3011
550 K St
Los Banos, CA
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-4:00
Sun:closed

Randy Christensen
Christensen Financial Planning
(805) 343-1391
1605 Payton Way
Nipomo, CA
Expertises
Helping Clients Identify & Achieve Goals, Hourly Financial Planning Services, Advising Employee Benefit Plan Participants, Retirement Plan Investment Advice, Middle Income Client Needs, Newlyweds & Novice Investors
Certifications
NAPFA Registered Financial Advisor, CFP®

Alan Ungar
Critical Capital Management, Inc.
(818) 222-4773
23564 Calabasas Road, Suite 206W
Calabasas, CA
Expertises
Retirement Planning & Distribution Rules, Ongoing Investment Management, Helping Clients Identify & Achieve Goals, Financial Psychology/Coaching, Women's Financial Planning Issues, High Net Worth Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, MBA

William Bengen
Bengen Financial Services, Inc.
(619) 240-7349
47790 Via Jardin
La Quinta, CA
Expertises
Ongoing Investment Management, Retirement Planning & Distribution Rules
Certifications
NAPFA Registered Financial Advisor, BS, CFP®, MS

Wells Fargo - Los Banos
(209) 826-5172
461 J St
Los Banos, CA
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Bank of America - Gustine
(209) 854-6476
208 5th St
Gustine, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday Closed
Sunday Closed

Ralph Latza
Private Ocean
(415) 526-2900
750 Lindaro Street, Suite 130
San Rafael, CA
Expertises
Helping Clients Identify & Achieve Goals, Investment Advice without Ongoing Management, Divorce Planning, Estate & Generational Planning Issues, Planning Concerns for Corporate Executives, Tax Planning
Certifications
NAPFA Registered Financial Advisor, CFP®, JD, LLM

Michael Babcock
The Wealth Conservatory
(800) 472-1844
1751 Barcelona St. Bldg B
Livermore, CA
Expertises
High Net Worth Client Needs, Helping Clients Identify & Achieve Goals, Ongoing Investment Management, Retirement Planning & Distribution Rules, College/Education Planning, Middle Income Client Needs
Certifications
NAPFA Registered Financial Advisor, CFP®, CPA

Fern Alix LaRocca
Advanced Financial Designs
(415) 819-3065
P. O. Box 4067
Mountain View, CA
Expertises
Women's Financial Planning Issues, Advising Entrepreneurs, Investment Advice without Ongoing Management, Hourly Financial Planning Services, Middle Income Client Needs, Helping Clients Identify & Achieve Goals
Certifications
NAPFA Registered Financial Advisor, CFP®, EA

All About Stock

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Buying and selling shares of stock is at the root of American capitalism, the mechanism by which great companies have been built ever since the New York Stock Exchange was created way back in 1789. But what's truly great about the American stock market is that anyone, not just the rich and privileged, can participate.

Let's start at the beginning. A stock isn't some abstract concept. A stock represents a single share of ownership in a company. When you own a stock, you're actually a part owner of a corporation, with all the rights and responsibilities that come along with that. As a shareholder, you have a say in how the company operates - though if the company has issued millions or even billions of shares, your 10 or 100 shares might not make you the most influential shareholder!

Companies issue stock in the first place so that they can raise capital to run their business. A corporation sells off shares to outside investors in organized fashion in a public offering; the first of which is its initial public offering (or IPO).

The company can issue common stock or preferred stock.

  • Common stock represents a simple share of ownership; if the company were to go bankrupt, it would have no financial liability to common shareholders, so those shares would likely become worthless.
  • Preferred shares, on the other hand, get some special perks, which might include higher dividends or a larger vote in running the company. Preferred shares aren't as common as common stock, so you might never own preferred stock in your portfolio.
  • ...

Click here to read the rest of the article at YoungMoney.com.