Adopting the Right Finance Attitude Los Banos CA

The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Bank of America - Los Banos Branch
(800) 432-1000
556 I Street
Los Banos, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Los Banos Branch
(866) 245-3452
461 J Street
Los Banos, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Chase Bank
(209) 826-3011
550 K St
Los Banos, CA
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-4:00
Sun:closed

Wells Fargo - Los Banos
(209) 826-5172
461 J St
Los Banos, CA
Type
Branch
Office Hours
Mon-Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

HSBC - Rolling Hills Estates Branch
(800) 975-4722
449 S. Silver Spur Road
Rolling Hills Estates, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $50.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $1.50 fee each time you use a non-affiliated ATM in New York state. Otherwise, no ATM fee. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact HSBC for details.
Services
Overdraft Protection, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Los Banos Branch
(877) 682-4273
550 K Street
Los Banos, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Gustine Branch
(800) 432-1000
208 Fifth Street
Gustine, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Los Banos
(209) 826-5162
556 I St
Los Banos, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 10-2
Sunday Closed

Bank of America - Gustine
(209) 854-6476
208 5th St
Gustine, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-5
Saturday Closed
Sunday Closed

Bank of America - Castaic Branch
(800) 432-1000
29687 The Old Road
Castaic, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Data Provided by:

Adopting the Right Finance Attitude

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The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Your mantra should be "it's not how much money I have, it's what I do with it". Once you can map out what you spend money on, how to save it, and how to stretch it, you'll be ahead of many of your classmates. Being chronically out of money is as common for millionaires as it is for those starting out on their own, once you get the spirit of money you can manage it instead of it managing you. Look at handling your money as a part time job, once you do you'll have much more of it. Here are some tips to get you started.

-Make an computer file to keep track of all your spending. A spreadsheet works good, list the categories of your spending and the date and amount spent. Don't be surprised at what you spend your money on, it's always an eye-opener. Keep a notepad or enter amounts into your blackberry when you make a purchase to enter later into your spreadsheet.

-Get a free copy of your credit report, you're allowed one each year from the three large credit reporting agencies. If you find inaccuracies take the time to email or write them to clear them from your record. Check out:

www.experian.com...


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