Adopting the Right Finance Attitude Coalinga CA

The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Union Bank of California - Coalinga Branch
(888) 818-6060
190 West Durian Street
Coalinga, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $17.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Union Bank of California for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Peninsula Center Branch
(800) 432-1000
27411 South Hawthorne Boulevard
Rolling Hills Estates, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - 1925 Century Park East Branch
(877) 682-4273
1925 Century Park East
Los Angeles, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - Olympic & Westwood Banking Center Br
(877) 682-4273
2201 Westwood Boulevard
Los Angeles, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Chase - San Pedro - Park Plaza Branch
(877) 682-4273
980 N Western Avenue, Suite A
San Pedro, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Union Bank
(559) 935-1661
190 West Durian Street
Coalinga, CA
 
Bank of the West - South Gate Branch
(800) 488-2265
12135 South Garfield Avenue
South Gate, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Wilshire-15th Branch
(800) 432-1000
1430 Wilshire Boulevard
Santa Monica, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Potrero Design Center Branch
(800) 432-1000
680 8th Street
San Francisco, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - South Valley Special Credit Branch
(800) 432-1000
1560 East Shaw Avenue
Fresno, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
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Adopting the Right Finance Attitude

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The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Your mantra should be "it's not how much money I have, it's what I do with it". Once you can map out what you spend money on, how to save it, and how to stretch it, you'll be ahead of many of your classmates. Being chronically out of money is as common for millionaires as it is for those starting out on their own, once you get the spirit of money you can manage it instead of it managing you. Look at handling your money as a part time job, once you do you'll have much more of it. Here are some tips to get you started.

-Make an computer file to keep track of all your spending. A spreadsheet works good, list the categories of your spending and the date and amount spent. Don't be surprised at what you spend your money on, it's always an eye-opener. Keep a notepad or enter amounts into your blackberry when you make a purchase to enter later into your spreadsheet.

-Get a free copy of your credit report, you're allowed one each year from the three large credit reporting agencies. If you find inaccuracies take the time to email or write them to clear them from your record. Check out:

www.experian.com...


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