Adopting the Right Finance Attitude Coalinga CA

The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Union Bank of California - Coalinga Branch
(888) 818-6060
190 West Durian Street
Coalinga, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $17.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Union Bank of California for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Oak Grove At Citrus Branch
(800) 432-1000
2290 Oak Grove Road
Walnut Creek, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Citibank - 1601 East 103rd Street Branch
(800) 374-9700
1601 East 103rd Street
Los Angeles, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
Surcharge fee: Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Citibank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Bank of America - Whittier Main Branch
(800) 432-1000
7255 Greenleaf Avenue
Whittier, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Citibank - Chinatown Branch
(800) 374-9700
845 Grant Avenue
San Francisco, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. This fee is waived when you meet the account's minimum balance requirements.
Surcharge fee: Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
ATM Fee Rebate Noe: Some accounts provide rebates of ATM Surcharge Fees. Contact Citibank for details.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Union Bank
(559) 935-1661
190 West Durian Street
Coalinga, CA
 
Bank of America - Chatsworth Branch
(800) 432-1000
21001 Devonshire Street
Chatsworth, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
Wells Fargo - Moraga Branch
(866) 245-3452
1399 Moraga Way
Moraga, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Comerica Bank - San Ramon Branch
(800) 292-1300
3110 Crow Canyon Place, Ste A
San Ramon, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $20.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided by:
Chase - 5150 E Pacific Coast Highway Branch
(877) 682-4273
5150 E Pacific Cst Hwy
Long Beach, CA
ATM Fees
monthly fee: Monthly service fees range from $0 to $35.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM. (Fee does not apply to all accounts.)
Services
Mobile & Text Banking, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided by:
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Adopting the Right Finance Attitude

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The beginning of a new year at college is filled with expectations of cool courses, new friends, catching up with old ones, and something that that never seems to change for freshman or seniors alike; a limited cash flow. How to successfully oversee your student loans, credit cards and cash-on-hand can ease some stress and allow you to concentrate more on acing your courses.

Your mantra should be "it's not how much money I have, it's what I do with it". Once you can map out what you spend money on, how to save it, and how to stretch it, you'll be ahead of many of your classmates. Being chronically out of money is as common for millionaires as it is for those starting out on their own, once you get the spirit of money you can manage it instead of it managing you. Look at handling your money as a part time job, once you do you'll have much more of it. Here are some tips to get you started.

-Make an computer file to keep track of all your spending. A spreadsheet works good, list the categories of your spending and the date and amount spent. Don't be surprised at what you spend your money on, it's always an eye-opener. Keep a notepad or enter amounts into your blackberry when you make a purchase to enter later into your spreadsheet.

-Get a free copy of your credit report, you're allowed one each year from the three large credit reporting agencies. If you find inaccuracies take the time to email or write them to clear them from your record. Check out:

www.experian.com...


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